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Family Finances

Gail Liberman and Alan Lavine are husband-and-wife syndicated columnists and authors of the best-selling book "Rags to Riches."

If you borrow against your retirement account
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We've been alarmed at the number of families who are either withdrawing or borrowing from their retirement plans in this uncertain economy. This, as the future of many company pension plans remains a question. Of course, if you need the money, you... Full story
How to invoke a durable power of attorney
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Big problem. A durable power of attorney is a basic estate planning tool that everybody needs. It lets a trusted friend or relative conduct business on financial accounts in the event you become incapacitated. Yet, one of us, trying to invoke a... Full story
Keys to protecting the family stash
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It's easy to understand why so many families are afraid to invest. After all, many of our nation's wealthiest were taken down hard by Bernie Madoff's Ponzi scheme. But, the scheme initiated by our former NASDAQ chief, teaches some critical... Full story
Find help to pay for your pregnancy
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What do you do if someone in the family is pregnant and has no health insurance or an inadequate amount? There are resources available-though not easy to find. First, fill out a questionnaire at govbenefits.gov to see if you're eligible for any... Full story
You can regain credit to buy a home
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Might your family be shunning a federal tax credit of up to $8,000 to buy a home because of a prior bankruptcy or foreclosure? This may not always be necessary. Meanwhile, the first-time homebuyer tax credit, coupled with a new tax credit of up to... Full story
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